How to pay back credit card via WeChat: Latest operation guide and summary of hot topics in 2023
With the popularity of mobile payments, WeChat Pay has become an important tool for many people to manage daily consumption and repayment. This article will introduce in detail how to pay off a credit card through WeChat, and attach related topics that have been hotly discussed on the Internet in the past 10 days to help you quickly grasp the latest information.
1. Steps to pay back credit card via WeChat
1. Open WeChat and click on the lower right corner"I"→"Service"→"Credit Card Repayment".
2. Add the credit card that needs to be repaid (it needs to be bound for the first time).
3. Enter the repayment amount and select the payment method (change or debit card).
4. Complete the payment after confirming that the information is correct.
2. Precautions
• WeChat credit card repayment starting from January 2023Charge 0.1% handling fee(Minimum 0.1 yuan).
• The arrival time is generallywithin 30 minutes, some banks may delay it to 1-3 working days.
• The maximum single repayment limit is50,000 yuan, the daily limit depends on the bank.
3. Popular topics and statistics in the past 10 days
| Ranking | hot topics | Search volume (10,000) | Main discussion platform |
|---|---|---|---|
| 1 | WeChat repayment fee adjustment | 58.7 | Weibo, Zhihu |
| 2 | New rules for overdue credit cards | 42.3 | Douyin, Toutiao |
| 3 | WeChat/Alipay repayment comparison | 36.9 | Xiaohongshu, Bilibili |
| 4 | Digital RMB repays credit card | 28.1 | Finance APP |
4. The five issues that users are most concerned about
1.How to avoid handling fees?——You can repay directly through the bank APP or use some fee-free channels (such as Cloud Quick Pass).
2.What should I do if my repayment fails?——Check the bank card balance and network status, or contact WeChat customer service 95017.
3.Can overseas credit cards be repaid?——Currently only supports UnionPay/VISA/MasterCard cards issued in China.
4.How to set up automatic repayment?——Open on the credit card repayment page"Automatic repayment"function.
5.How to check the repayment record?——In"Credit Card Repayment"Page click"Repayment Record"View.
5. Expert advice
Financial analyst Li Ming pointed out:"It is recommended that users compare the repayment costs of different platforms and give priority to official bank channels for large repayments. At the same time, pay attention to setting repayment reminders to avoid overdue effects on credit reporting."
6. Extended reading: Credit card usage trends in 2023
| Trend | Change in proportion | typical crowd |
|---|---|---|
| Mobile repayment | +15% | Users aged 18-35 |
| Installment repayment | +8% | First-tier city consumers |
| Cross-border payment | +22% | Overseas study/travel groups |
Through this article, you can not only master the specific method of paying back a credit card via WeChat, but also learn about the latest financial trends. It is recommended to save it for later use and share it with friends in need.
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