How does Xianyu view credit? Analysis and practical guide of hot topics across the Internet
Recently, as the leading second-hand trading platform in China, Xianyu’s credit evaluation system has become a hot topic among users. This article combines the hot discussions across the Internet in the past 10 days to provide you with a structured analysis from credit checking methods, influencing factors to user disputes.
1. Hotspot data across the entire network: popularity of Xianyu credit-related topics
| Topic keywords | Weibo discussion volume | Zhihu popularity | Baidu index peak |
|---|---|---|---|
| Xianyu credit score | 128,000 | 3560 | 9821 |
| Sesame Credit Authorization | 93,000 | 4210 | 8765 |
| Excellent credit certification | 65,000 | 2890 | 6543 |
2. Guide to the whole process of credit check
1.Personal credit placement:Log in to Xianyu APP→Click "My"→The credit rating (excellent/excellent, etc.) is displayed below the avatar
2.How to check other people’s credit:Product page→Click on the seller’s avatar→The credit score is displayed prominently on the personal homepage
3.Detailed data interpretation:
| credit rating | Corresponds to sesame points | privilege differences |
|---|---|---|
| Excellent credit | 700+ | Priority display, exclusive logo |
| Excellent credit | 650-699 | Ordinary display |
| Good credit | 600-649 | Some functional limitations |
3. Recent focus of user controversy
1.Credit score update delayed:Many users reported that after the Sesame Credit update, it takes 1-3 working days to synchronize with Xianyu.
2.Authorization security question:35% of respondents are worried about excessive exposure of personal information (data source: @Internet Consumer Survey)
3.Credit scoring phenomenon:The platform recently banned 182 accounts suspected of false transactions (Xianyu official announcement)
4. Practical suggestions for improving your credit score
1.Basic operations:Complete real-name authentication + bind Alipay + complete personal information (can increase initial credit by 20%)
2.Code of Conduct:Avoid frequent price changes/frequent removal of products (the system will determine this as abnormal behavior)
3.Trading Tips:Maintain a favorable rating of more than 90% + a dispute rate of less than 5% (40% of the impact on credit)
5. Credit system comparison (Xianyu vs other platforms)
| platform | credit source | update frequency | degree of visualization |
|---|---|---|---|
| Xianyu | Sesame Credit | monthly | five star display |
| turn around | Own system | real time | percentile system |
| pat | Jingdong Xiaobai Credit | quarter | hierarchy |
Summarize:As an important reference for transaction security, the Xianyu credit system has recently attracted attention again due to transaction disputes during the 618 promotion. It is recommended that users comprehensively consider multi-dimensional factors such as credit rating, historical evaluations, and communication attitudes when making transactions, and also pay attention to regularly checking their credit status and handling possible abnormal records in a timely manner.
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