What to do if you are defrauded on Paipaidai: hot topics and solutions on the Internet in the past 10 days
Recently, the issue of online loan platform fraud has once again become a hot topic in society, especially with frequent cases of users of well-known platforms such as Paipaidai being defrauded. This article will combine hot topics and data from the entire Internet in the past 10 days to provide victims with structured solutions and analyze the current trend of online loan fraud.
The following are the statistics of hot topics about online loan fraud in the past 10 days (as of November 2023) across the Internet:
| Ranking | Topic keywords | Number of discussions (10,000) | Main platform |
|---|---|---|---|
| 1 | Paipai loan scam | 12.5 | Weibo, Zhihu |
| 2 | How to recover funds from online loans | 8.3 | Baidu Tieba, Douyin |
| 3 | Impersonating customer service fraud | 6.7 | WeChat, Kuaishou |
| 4 | Paipaidai complaint channels | 5.2 | Black cat complaint, 12315 |
According to user feedback, Paipaidai fraud is mainly divided into the following types:
| Fraud type | Proportion | Typical cases |
|---|---|---|
| Impersonating official customer service | 45% | Requesting transfer due to "account abnormality" |
| fake loan link | 30% | Click-inducing phishing websites |
| Fee fraud | 25% | Require an advance "deposit" or "freeze fee" |
1. Preserve evidence as soon as possible
Including: transaction records, chat screenshots, call recordings, other party’s account information, etc.
2. Contact the official channels of the platform
Paipaidai official complaint method:
3. Report to the police and submit materials
To report a crime to the local public security bureau with evidence, you need to provide:
4. Complain to regulatory authorities
| Complaint platform | Applicable situations | link |
|---|---|---|
| China Banking and Insurance Regulatory Commission | Involving illegal lending | 12378 hotline |
| black cat complaint | Platform service issues | tousu.sina.com.cn |
1. Be wary of slogans such as “low interest rates” and “deposit in seconds”;
2. Do not disclose the verification code to strangers;
3. Look for the official APP (download from the app store);
4. Reject any form of "advance payment" request.
Summary:If you unfortunately encounter a Paipaidai fraud, you need to act quickly and protect your rights through multiple channels. At the same time, improving fraud prevention awareness is the key to avoiding losses.
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